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Find Out What’s Better for You in Sharjah

Are you wondering whether to keep renting or buy your own property in Sharjah?

Our Rent vs Buy Calculator helps you make an informed decision by comparing the long-term financial impact of both options — based on your rent, home price, interest rate, and how long you plan to stay.

In just a few seconds, see which path makes more sense for your budget and goals — renting for flexibility, or owning for equity and stability.

Note: This tool provides estimates only and does not replace professional financial advice.

Rent vs Buy Calculator

Make informed property decisions with our comprehensive UAE calculator. Compare long-term financial outcomes.

Property Details

Adjust parameters to see real-time comparisons

Deposit calculated using UAE LTV guidance. Editable if needed.

Deposit Logic: UAE Nationals: 15% (≤ AED 5M) / 25% (> AED 5M). UAE Residents: 20% / 30%. Non-Residents: 35% / 40%.
Monthly Mortgage
-- AED
Estimated monthly payment
Current Monthly Rent
-- AED
Annual rent divided by 12

Net Worth Comparison

Buying builds long-term wealth while renting leads to a steady decline in net worth.

Potential Savings

See how your potential savings will grow over time when buying compared to renting.

*Estimates only. Does not include maintenance, taxes, insurance, fees, or opportunity cost.

Disclaimer: This calculator is intended for informational purposes only. Calculations are approximate and depend on market conditions, mortgage terms, and personal financial circumstances. Always seek professional advice before making investment or financing decisions.

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