0
Sharjah · Off-Plan · 2026
Flexible Payment Plan Configurator
Sharjah Real Estate · SRERD Regulated · Freehold & Leasehold
Compare Sharjah's leading off-plan payment structures side by side. Prices 15–20% below Dubai with equally flexible post-handover plans.
Live Market Data · Updated 2026
15–20%Below Dubai Prices
6–8%Gross Rental ROI
5%Min. Down Payment
4%Registration Fee
0%Interest on Plans
Interactive Calculator
Configure Your Investment
Property Price (AED)
AED 1,500,000
AED 450KAED 8M
Post-Handover Period
3 Years
1 Year5 Years
Low Entry Point
30/70
Pre-Handover / Post-Handover
Down PaymentAED 75,0005% of property
During ConstructionAED 375,00025% over milestones
On HandoverAED 0
Post-HandoverAED 1,050,00070% over 3 years
Monthly PaymentAED 29,167Interest-free
Total InvestmentAED 1,500,000
Best Value
Standard Structure
40/60
Pre-Handover / Post-Handover
Down PaymentAED 75,0005% of property
During ConstructionAED 525,00035% over milestones
On HandoverAED 0
Post-HandoverAED 900,00060% over 3 years
Monthly PaymentAED 25,000Interest-free
Total InvestmentAED 1,500,000
Investor Friendly
1% / Month
Monthly Post-Handover Plan
Down PaymentAED 45,0003% of property
During ConstructionAED 105,0007% over milestones
On HandoverAED 0
Post-HandoverAED 1,350,00090% at 1%/month
Monthly PaymentAED 15,0001% of property price
Total InvestmentAED 1,500,000
Payment Timeline
Detailed Schedule
| Phase | Milestone | % Due | Amount (AED) | Progress |
|---|---|---|---|---|
| Booking | Reservation + SPA | 5% | ||
| Construction | Foundation Complete | 5% | ||
| Construction | 25% Build Completion | 7.5% | ||
| Construction | 50% Build Completion | 7.5% | ||
| Construction | 75% Build Completion | 5% | ||
| Handover | Keys & Ownership Transfer | 0% | ||
| Post-Handover | Year 1 (12 installments) | 23.33% | ||
| Post-Handover | Year 2 (12 installments) | 23.33% | ||
| Post-Handover | Year 3 (12 installments) | 23.34% | ||
| Total | 100% |
| Phase | Milestone | % Due | Amount (AED) | Progress |
|---|---|---|---|---|
| Booking | Reservation + SPA | 5% | ||
| Construction | Foundation Complete | 5% | ||
| Construction | 30% Build Completion | 10% | ||
| Construction | 60% Build Completion | 10% | ||
| Construction | 90% Build Completion | 10% | ||
| Handover | Keys & Ownership Transfer | 0% | ||
| Post-Handover | Year 1 (12 installments) | 20% | ||
| Post-Handover | Year 2 (12 installments) | 20% | ||
| Post-Handover | Year 3 (12 installments) | 20% | ||
| Total | 100% |
| Phase | Milestone | % Due | Amount (AED) | Progress |
|---|---|---|---|---|
| Booking | Reservation + SPA | 3% | ||
| Construction | Construction Milestones | 7% | ||
| Handover | Keys & Ownership Transfer | 0% | ||
| Post-Handover | 1% / Month (ongoing) | 90% | ||
| Total | 100% |
Active Projects · 2025–2026
Sharjah's Prime Communities
Muwaileh · Master CommunityAljadaby AradaFlexible Plans · 5% DP
Sharjah's largest master-planned urban city. Schools, retail boulevard, Naseej cultural district. Multiple phases 2025–2027.
Rental Yield: 6–8% p.a.
Handover: 2025–2027 (phased)
fromAED 650,000Rental Yield: 6–8% p.a.
Handover: 2025–2027 (phased)
Al Suyoh · Forest CommunityMasaarby Arada10% DP · 40–50% Post
Nature-inspired villa community. Lagoon with cascading waterfall, forest walkways, smart living infrastructure.
Sizes: 2,008–8,642 sq.ft
Handover: 2026
fromAED 1,300,000Sizes: 2,008–8,642 sq.ft
Handover: 2026
Sharjah Corniche · WaterfrontMaryam Islandby Eagle Hills30 / 70 Plan
Premium waterfront island living. Boardwalks, beach access, retail and F&B corridor. Direct water views.
Rental Yield: 6–7% p.a.
Handover: 2027
fromAED 478,000Rental Yield: 6–7% p.a.
Handover: 2027
Sharjah Waterfront CityBlue Beach Residenceby Ajmal Makan10% DP · 60% Handover
Beachfront living with private beach, infinity pool, spa, rooftop lounges.
Style: Waterfront Luxury
Handover: 2026–2027
fromAED 700,000Style: Waterfront Luxury
Handover: 2026–2027
Al Mamsha · Pedestrian DistrictAl Mamsha RaseelAlef Group10% DP · 30% Post
UAE's first fully walkable district. Near University City and Sharjah Healthcare City.
Handover: Q3 2028
Airport: 12 min
fromAED 550,000Handover: Q3 2028
Airport: 12 min
Tilal Area · Mixed-Use FreeholdTilal Cityby Tilal Properties40 / 60 Plan
Mixed-use freehold and leasehold community. Residential, commercial and retail plots.
Ownership: Freehold / Leasehold
ROI: 6–8% gross
fromAED 500,000Ownership: Freehold / Leasehold
ROI: 6–8% gross
Al Suyoh · Exclusive EnclaveAltay HillsMixed DevelopersFlexible · Post-Handover
Townhouses, twin villas, private villas & mansions. Parks, pools, sports complexes. Gated community.
Sizes: 2,008–8,642 sq.ft
Handover: 2026–2027
fromAED 1,800,000Sizes: 2,008–8,642 sq.ft
Handover: 2026–2027
Sharjah Waterfront · IslandThe View IslandSharjah Waterfront City10% DP · 60% Handover
Island-style living with direct water access. Townhouses and villas. Open panoramic views.
4BR Townhouse: From AED 2.4M
5BR Villa: From AED 5.3M
fromAED 2,400,0004BR Townhouse: From AED 2.4M
5BR Villa: From AED 5.3M
Market Intelligence
Sharjah vs Dubai Comparison
| Factor | Sharjah | Dubai |
|---|---|---|
| Min. Down Payment | 3–5% | 5–10% |
| Avg. Price per sq.ft (Apt) | AED 400–700 | AED 900–1,800 |
| Gross Rental ROI | 6–8% p.a. | 7–10% p.a. |
| Registration Fee | 4% | 4% |
| Post-Handover Plans | ✓ Available | ✓ Available |
| 1% Monthly Plans | ✓ Selected Developers | ✓ Wide Availability |
| Freehold Ownership | ✓ New Law 2023+ | ✓ Designated Zones |
| Interest on Plan | 0% | 0% |
| Price vs Dubai | 15–20% Lower | — |
Transaction Costs · Sharjah
Sharjah Ownership Costs
%4Registration FeePaid to SRERD on title transfer. Applies to freehold and leasehold properties.
%2Agency FeeStandard broker commission. Often waived when buying direct from developer.
AED 2–3KAdmin FeesDeveloper NOC and admin charges. Varies per project and developer.
%0Interest RateAll developer post-handover plans are fully interest-free. No hidden charges.
%6–8Gross Rental ROIStrong yields in Aljada, Maryam Island and waterfront communities.
100 yrLeasehold TermExpatriates may hold property on a 100-year renewable leasehold basis.
Discover Sharjah's Real Estate Potential
Invest in Sharjah with Flexible
Post-Handover Terms
Post-Handover Terms
