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Opportunity Cost Comparison | Keyspace Realty

Opportunity cost comparison

What if you put it somewhere else?

Enter an investment amount and a time horizon to see how the same capital could have played out across five very different options: Sharjah off-plan property, Dubai ready property, a UAE bank fixed deposit, gold, and the S&P 500. This is full context for your own decision, not a recommendation.

June 2026 reference rates

2.5–4.4%

Typical UAE bank fixed deposit rate range today — the closest thing to a "risk-free" benchmark for everything else on this page.

Five asset classes, one comparison

This tool does not recommend any option

Every asset class below carries a different risk, liquidity, and effort profile that a single number can't capture. Property requires more capital and effort but can be leveraged and lived in; deposits and gold are simpler but behave very differently in a downturn; equities are liquid but volatile. Ranges shown are illustrative, sourced estimates — not guarantees — and this is not financial advice.

Where the capital could go

Educational, not advice

Projected value after the selected horizon

How to read this comparison

  • Property figures combine an illustrative rental/income yield with a capital appreciation estimate — both matter for total return, and property also requires more hands-on management and has high transaction costs (agency fees, DLD/SRERD registration, maintenance) not modelled here.
  • Fixed deposit and gold figures are simple compounding estimates at fixed rates; gold's real-world year-to-year swings are large even though its long-run average looks smooth.
  • The S&P 500 figure uses its long-run historical average — actual yearly returns have ranged from roughly -47% to +47% in different years, so a short horizon carries real risk of loss.
  • None of these figures are guaranteed. Past performance, in every one of these five asset classes, is not a promise of future results.

This tool is for general investor education only and does not constitute financial, investment, tax or legal advice. Keyspace Realty is a real estate firm, not a licensed financial advisor — for personalized guidance, speak with a regulated financial advisor before making investment decisions.

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